my credit card the other day. Or, to be more specific, a credit card in general. I usually just keep around my debit one, and that takes care of stuff. But recently I have seen the benefits of credit cards all over the place and well... That demon finally got to me.
It feels actually rather good to just charge it and know that somewhere around your savings account your money is still there. Right?. And buying stuff with deals such as 10 bucks a month and such. Getting points, and miles when traveling. Etc.
... The thing is, I know those credit cards are the devil!. And when you least expect it you can find your self drowning in debt. So you have to be very careful around them, and managing your money and savings. They are a powerful tool, but double edged and can easily turn back against you.
And well, it seems that once you enter this world, it keeps trying to drag you in further. I got another credit card yesterday at home. Nice and cool blue American express. O.o
I can not call, and not accept it. Burn the thing down.
But... It has some sort of luring effect. It is transparent, and... and.. that is just too cool!. And... I can buy stuff without having the money!!!!... O.o
Besides it claims it has a lot of advantages regarding buying stuff online.
Errr... Darn it...
Advice?.
He he he... Cheers!.
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3 comments:
just be careful, and always always left as much credit cards as you can at home
Dude, I have two Bancomer Cards and the American Express Blue. I haven't noticed any difference when buying online (most places that take AMEX also take VISA), and the fees are kind of more screwed up with American Express.
My advice is if you don't really need this one, skip it. Most other cards are more convenient.
Yes, Visa and Mastercard are more widely accepted than American Express. I dunno why.
Credit cards are easy... you can ditch such demon if you buy only what you can afford in that moment. I mean... only but things that you already have the money to pay for. You don't have to carry cash and you can enjoy the benefits of the points... without getting into trouble with debt.
Enjoy!! Welcome to the credit world!!
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